United Dual Complete Providers (2025)

FAQs

Is United Healthcare Dual Complete the same as Medicare Advantage? ›

UHC Dual Complete® (HMO D-SNP) is insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program.

After you enroll in the plan, you will get more information on how to view your plan details online. Annual medical deductible This plan does not have a medical deductible. This is the most you will pay out-of-pocket each year for Medicare-covered services and supplies received from network providers.

You can also order by phone at 1-888-628-2770 (TTY: 711) Monday to Friday, from 9 AM to 8 PM local time or online at https://www.cvs.com/benefits. You order from a list of approved items, and it will be sent to your address. How much is my OTC benefit? You have $25 per month.

UnitedHealthcare is the health benefits business of UnitedHealth Group, a health care and well-being company working to help build a modern, high-performing health system through improved access, affordability, outcomes and experiences.

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

UnitedHealthcare has had the largest share of Medicare Advantage enrollment and largest growth in enrollment since 2010, increasing from 20 percent of all Medicare Advantage enrollment in 2010 to 29 percent in 2024.

United Healthcare is a leading provider of health insurance plans that generally offers coverage for durable medical equipment (DME) that is deemed medically necessary. This coverage extends to a wide range of essential medical equipment, including wheelchairs, crutches, and oxygen equipment.

Types of deductibles

You meet your medical deductible through costs related to medical services (like a doctor visit). With a prescription deductible, only prescription costs count toward meeting your deductible. A prescription deductible can apply to some or all of your plan's covered medicines.

Varies by plan.

D-SNPs can help coordinate your benefits between Medicare and Medicaid. If you're interested in an I-SNP, and live in a facility, check that the plan has providers that serve people where you live. C-SNPs can limit membership to a single chronic condition or a group of related chronic conditions.

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I buy lunch meat with my UCard? ›

Again, it's pretty simple… fruits and vegetables, meat and fish, dairy products and more. We even include special nutritional drinks like Ensure and Boost. We also encourage you to stretch your health food credits as far as you can.

Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more. Pay utility bills like electricity, gas, water and internet.

AARP/UnitedHealthcare is a poor choice for PFFS plans. PFFS plans aren't a popular choice since they are usually expensive and can limit your choice of doctors. For these plans, UnitedHealthcare has high prices, low ratings and limited availability.

United Health is one of the largest carriers in the nation (if not the largest). They offer a full range of options generally when they participate in a market. United has a strong PPO network in most of its markets. California is no exception.

Some popular health insurance policy options are:

Preferred provider organization (PPO) plans. Health maintenance organization (HMO) plans. Point of service (POS) plans. Exclusive provider organization (EPO) plans.

Medicare Advantage plans cover everything Original Medicare covers plus more, so if you want things like dental, vision or fitness benefits, a Medicare Advantage plan may be the right choice.

Covered care

Under Medicare Advantage, you will get all the services you are eligible for under original Medicare. In addition, some MA plans offer care not covered by the original option. These include some dental, vision and hearing care. Some MA plans also provide coverage for gym memberships.

UHC Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose.

Preferred Provider Organizations (PPOs) Special Needs Plans (SNPs)